{"id":240,"date":"2025-07-10T08:17:46","date_gmt":"2025-07-10T08:17:46","guid":{"rendered":"https:\/\/vivasure.ca\/vivasure\/"},"modified":"2025-08-01T10:24:27","modified_gmt":"2025-08-01T10:24:27","slug":"vivasure","status":"publish","type":"page","link":"https:\/\/vivasure.ca\/en\/","title":{"rendered":"VIVASURE"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#2BAADF&#8221; background_pattern_repeat_origin=&#8221;top_center&#8221; custom_padding=&#8221;6px||174px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;58px||21px|||&#8221; custom_padding_tablet=&#8221;40px||||false|false&#8221; custom_padding_phone=&#8221;31px||21px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|800||on|||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#f9dc00&#8243; header_font_size=&#8221;29px&#8221; custom_margin=&#8221;||3px|||&#8221; custom_padding=&#8221;||0px|||&#8221; custom_padding_tablet=&#8221;||10px||false|false&#8221; custom_padding_phone=&#8221;||10px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; header_text_align_tablet=&#8221;left&#8221; header_text_align_phone=&#8221;left&#8221; header_text_align_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;32px&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Compare 20+ insurers in just a few clicks<\/h1>\n<p>[\/et_pb_text][et_pb_text content_tablet=&#8221;<\/p>\n<p>How much does a professional move really cost in Montreal, Laval, the North Shore, the South Shore, or the Laurentians? Find out instantly with our online moving calculator! <strong>Get an online price quote in just 2 minutes\u2014 it&#8217;s fast and free!<\/strong><\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>How much does a professional move really cost in Montreal, Laval, the North Shore, the South Shore, or the Laurentians? Find out instantly with our online moving calculator! <strong>Get an online price quote in just 2 minutes\u2014 it&#8217;s fast and free!<\/strong><\/p>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.2em&#8221; link_font=&#8221;|800|||on||||&#8221; header_font=&#8221;Montserrat|800||on|||||&#8221; header_text_color=&#8221;#004AAD&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||9px|||&#8221; custom_padding_tablet=&#8221;||10px||false|false&#8221; custom_padding_phone=&#8221;||10px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;left&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Find better, pay less. Compare your insurance quotes \u2014 it&#8217;s fast and free!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row module_id=&#8221;quote&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;|1.5vw||1.5vw|false|true&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#3871C1&#8243; border_radii_tablet=&#8221;on|89px|89px|89px|89px&#8221; border_radii_phone=&#8221;on|53px|53px|53px|53px&#8221; border_radii_last_edited=&#8221;off|tablet&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_color=&#8221;rgba(0,74,173,0.31)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_wpt_gravityform gravityform_id=&#8221;gf-2&#8243; title=&#8221;off&#8221; description=&#8221;off&#8221; ajax=&#8221;on&#8221; label_custom_padding=&#8221;0|0|15px|0|false|false&#8221; 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form_button_font=&#8221;|700|||||||&#8221; form_button_alignment=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style_form_button=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; form_button_bg_enable_color=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_wpt_gravityform][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#004AAD&#8221; background_enable_pattern_style=&#8221;on&#8221; background_pattern_style=&#8221;squares&#8221; background_pattern_color=&#8221;rgba(43,170,223,0.08)&#8221; custom_padding=&#8221;0px||15px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;88%&#8221; max_width=&#8221;90%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Our Expertise&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#2BAADF&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#2BAADF&#8221; header_font_size=&#8221;20px&#8221; body_font=&#8221;|600|||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;15px&#8221; header_text_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We take the time to truly understand your situation to guide you toward the insurance that really fits your needs.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Your Savings&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#2BAADF&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#2BAADF&#8221; header_font_size=&#8221;20px&#8221; body_font=&#8221;|600|||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;15px&#8221; header_text_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>By comparing offers, you benefit from a better price without sacrificing the quality of your coverage.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;A Fast Process&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#2BAADF&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#2BAADF&#8221; header_font_size=&#8221;20px&#8221; body_font=&#8221;|600|||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;15px&#8221; header_text_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Just a few clicks to access offers from over 20 insurers and make an informed decision.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Peace of Mind Guaranteed&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x52;||divi||400&#8243; icon_color=&#8221;#2BAADF&#8221; icon_placement=&#8221;left&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;#2BAADF&#8221; header_font_size=&#8221;20px&#8221; body_font=&#8221;|600|||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; body_font_size=&#8221;15px&#8221; header_text_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>With guidance from an expert, move forward confidently with trusted insurance.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;52px||||false|false&#8221; custom_padding_tablet=&#8221;25px||||false|false&#8221; custom_padding_phone=&#8221;28px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text content_tablet=&#8221;<\/p>\n<p>How much does a professional move really cost in Montreal, Laval, the North Shore, the South Shore, or the Laurentians? Find out instantly with our online moving calculator! Get an online price quote in just 2 minutes\u2014 it&#8217;s fast and free!<\/p>\n<p>&#8221; content_phone=&#8221;<\/p>\n<p>How much does a professional move really cost in Montreal, Laval, the North Shore, the South Shore, or the Laurentians? Find out instantly with our online moving calculator! <strong>Get an online price quote in just 2 minutes\u2014 it&#8217;s fast and free!<\/strong><\/p>\n<p>&#8221; content_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|600|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; header_font=&#8221;Montserrat|800||on|||||&#8221; header_text_color=&#8221;#004AAD&#8221; header_2_font=&#8221;Montserrat|500|||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_text_color=&#8221;#2BAADF&#8221; header_2_font_size=&#8221;24px&#8221; header_2_line_height=&#8221;1.3em&#8221; custom_margin=&#8221;1px||-1px|||&#8221; custom_padding=&#8221;26px|||||&#8221; text_font_size_tablet=&#8221;14px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; header_2_font_size_tablet=&#8221;21px&#8221; header_2_font_size_phone=&#8221;14px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;left&#8221; text_orientation_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>How it works<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|800|||||||&#8221; header_text_color=&#8221;#3871C1&#8243; header_font_size=&#8221;33px&#8221; custom_margin=&#8221;||3px|||&#8221; custom_padding=&#8221;||4px|||&#8221; header_font_size_tablet=&#8221;25px&#8221; header_font_size_phone=&#8221;23px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Uncover the best deal on the market!<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/vivasure.ca\/wp-content\/uploads\/2025\/07\/Life-Insurance-Companies.png&#8221; title_text=&#8221;Life-Insurance-Companies&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion open_toggle_text_color=&#8221;#3871C1&#8243; closed_toggle_background_color=&#8221;#f7f7f7&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#3871C1&#8243; toggle_font=&#8221;|700|||||||&#8221; body_text_color=&#8221;#000000&#8243; background_enable_color=&#8221;off&#8221; border_color_all=&#8221;#2BAADF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Fill out our form&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>In just 2 minutes, complete our online tool to receive a clear, fast, and reliable insurance quote. It&#8217;s simple, convenient, and 100% free.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Personalized search&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Your answers allow us to compare the most advantageous insurance coverage offered by our partners, based on your profile.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Transparent pricing&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>You\u2019ll know exactly what you\u2019re paying. Every detail is explained so you can make an informed decision \u2014 with no hidden fees or unpleasant surprises.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; custom_padding=&#8221;||206px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; module_id=&#8221;life&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/vivasure.ca\/wp-content\/uploads\/2025\/07\/1.png&#8221; title_text=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|800|||||||&#8221; header_text_color=&#8221;#004AAD&#8221; header_font_size=&#8221;20px&#8221; custom_margin=&#8221;||3px|||&#8221; custom_padding=&#8221;||4px|||&#8221; header_font_size_tablet=&#8221;25px&#8221; header_font_size_phone=&#8221;23px&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Life Insurance<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Choosing life insurance isn\u2019t just checking a box \u2014 it\u2019s a meaningful step to protect the people you love. Before signing, it\u2019s essential to understand what your policy covers, how long it lasts, and its true cost.<\/p>\n<p>You have two main options:<\/p>\n<ul>\n<li>\n<p><strong>Term life insurance<\/strong>, which covers you for a fixed period (10, 20, or 30 years, for example).<\/p>\n<\/li>\n<li>\n<p><strong>Permanent life insurance<\/strong>, which protects you for life, with no expiration date.<\/p>\n<\/li>\n<\/ul>\n<p>No matter the option you choose, life insurance plays a vital role: it provides financial support to your loved ones at a time when emotions run high. Spouse, children, family, or even business partners \u2014 it helps them navigate the unexpected with greater peace of mind.<\/p>\n<p>Another advantage? Unlike many other forms of inheritance, life insurance funds are generally available quickly to beneficiaries \u2014 with no hassle or long delays.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#quote&#8221; button_text=&#8221;Quote&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2BAADF&#8221; button_border_color=&#8221;RGBA(255,255,255,0)&#8221; button_border_radius=&#8221;2px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; module_id=&#8221;illness&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/vivasure.ca\/wp-content\/uploads\/2025\/07\/3.png&#8221; title_text=&#8221;3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|800|||||||&#8221; header_text_color=&#8221;#004AAD&#8221; header_font_size=&#8221;20px&#8221; custom_margin=&#8221;||3px|||&#8221; custom_padding=&#8221;||4px|||&#8221; header_font_size_tablet=&#8221;25px&#8221; header_font_size_phone=&#8221;23px&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 class=\"h1 card-title\">Critical Illness Insurance<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Being diagnosed with a critical illness is a shock \u2014 not only emotionally, but financially as well. Critical illness insurance is designed to support you at this crucial moment by paying out a lump sum upon confirmation of a covered diagnosis. This amount is yours to use however you see fit: specialized care, uncovered medications, loss of income, home modifications, or even time off to recover.<\/p>\n<p>There are two main types of coverage: <strong>temporary protection<\/strong>, for a set period, and <strong>permanent protection<\/strong>, which remains in effect for life. You choose the coverage amount based on your needs.<\/p>\n<p>This insurance acts as a safety net, easing financial pressure so you can focus your energy on your health. Plus, funds are paid out quickly and without complicated procedures, allowing you to make the right decisions at the right time.<\/p>\n<p>As with life insurance, it\u2019s essential to fully understand your needs before choosing coverage. Every situation is unique, and coverage amounts may vary based on your age, health, and budget.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#quote&#8221; button_text=&#8221;Quote&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2BAADF&#8221; button_border_color=&#8221;RGBA(255,255,255,0)&#8221; button_border_radius=&#8221;2px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; module_id=&#8221;disability&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/vivasure.ca\/wp-content\/uploads\/2025\/07\/2.png&#8221; title_text=&#8221;2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Montserrat|800|||||||&#8221; header_text_color=&#8221;#004AAD&#8221; header_font_size=&#8221;20px&#8221; custom_margin=&#8221;||3px|||&#8221; custom_padding=&#8221;||4px|||&#8221; header_font_size_tablet=&#8221;25px&#8221; header_font_size_phone=&#8221;23px&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Disability Insurance<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Disability insurance provides financial protection if a health issue prevents you from working for an extended period. It pays you a monthly income to help cover essential expenses like rent, groceries, or other financial obligations.<\/p>\n<p>This type of coverage is essential for anyone who relies on their income to live. Unlike critical illness insurance, it isn\u2019t tied to a specific diagnosis, but rather to your inability to work.<\/p>\n<p>There are two main types of coverage: <strong>short-term<\/strong>, which covers temporary absences (a few weeks or months), and <strong>long-term<\/strong>, which applies if the disability continues over a longer period.<\/p>\n<p>The amount paid is usually a percentage of your pre-disability income, often between 60% and 85%. This income can be used however you choose, with no need to justify your spending.<\/p>\n<p>Coverage may be offered by an employer or purchased individually. Benefits may be taxable or non-taxable, depending on how the policy is funded.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#quote&#8221; button_text=&#8221;Quote&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2BAADF&#8221; button_border_color=&#8221;RGBA(255,255,255,0)&#8221; button_border_radius=&#8221;2px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;|700|||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#004AAD&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_module=&#8221;237&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;15px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">VIVASURE | <a href=\"https:\/\/vivasure.ca\/en\/privacy\/\">privacy policy<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Compare 20+ insurers in just a few clicksFind better, pay less. Compare your insurance quotes \u2014 it&#8217;s fast and free!We take the time to truly understand your situation to guide you toward the insurance that really fits your needs.By comparing offers, you benefit from a better price without sacrificing the quality of your coverage.Just a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-240","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/pages\/240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/comments?post=240"}],"version-history":[{"count":5,"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/pages\/240\/revisions"}],"predecessor-version":[{"id":254,"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/pages\/240\/revisions\/254"}],"wp:attachment":[{"href":"https:\/\/vivasure.ca\/en\/wp-json\/wp\/v2\/media?parent=240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}